Terms and Conditions

These Terms of Use govern your access to and use of the website, content, products, and services (collectively, the “Services”) operated by Michael J Stack LLC (“Michael J Stack LLC,” “we,” “us,” or “our”).

By accessing or using our Services, you agree to be bound by these Terms of Use and any other policies or rules that we may publish from time to time. Please read these Terms carefully before using our Services.

If you do not agree to these Terms, you may not access or use our Services.

Intellectual Property

All content and materials provided through our Services, including text, graphics, logos, designs, images, videos, software, and other intellectual property, are owned by Michael J Stack LLC or its licensors and are protected by applicable intellectual property laws.

These Terms do not transfer to you any ownership rights in our intellectual property or the intellectual property of any third party. All rights, title, and interest remain with Michael J Stack LLC and its applicable licensors.

You may not reproduce, modify, distribute, sell, publish, or otherwise exploit our content or intellectual property without our prior written permission, except as permitted by law.

Third-Party Services

Our Services may contain links to, or integrate with, third-party websites, software, products, applications, or services (“Third-Party Services”).

Your use of Third-Party Services is at your own risk. Michael J Stack LLC does not control and is not responsible for the availability, content, accuracy, performance, products, services, policies, or practices of third parties.

You acknowledge that Michael J Stack LLC is not responsible or liable for any loss, damage, or other consequences arising from your use of or reliance on Third-Party Services.

Accounts

Certain Services may require you to create an account. When creating an account, you agree to provide complete, accurate, and current information and to keep that information updated.

You are responsible for maintaining the confidentiality and security of your account credentials and for all activity conducted through your account.

You may not share, misuse, or permit unauthorized access to your account credentials. You must notify Michael J Stack LLC promptly if you become aware of unauthorized use of your account or any other security breach.

Termination

Michael J Stack LLC reserves the right to suspend or terminate your access to all or any portion of our Services at any time, with or without cause or notice, to the extent permitted by applicable law.

You may discontinue using our Services at any time.

Any provisions that by their nature should survive termination will remain in effect, including provisions concerning intellectual property, disclaimers, indemnification, limitations of liability, and governing law.

Disclaimer of Warranties

Our Services are provided on an “AS IS” and “AS AVAILABLE” basis.

To the fullest extent permitted by law, Michael J Stack LLC and its suppliers and licensors disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, availability, and reliability.

We do not warrant that our Services will be uninterrupted, secure, error-free, or free from viruses or other harmful components.

Any content, information, products, or services you obtain through our Services are accessed and used at your own discretion and risk.

Limitation of Liability

To the fullest extent permitted by applicable law, Michael J Stack LLC and its owners, officers, employees, contractors, suppliers, and licensors will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages arising out of or relating to your use of, or inability to use, our Services.

Nothing in these Terms is intended to exclude or limit liability that cannot legally be excluded or limited under applicable law.

Indemnification

To the fullest extent permitted by law, you agree to defend, indemnify, and hold harmless Michael J Stack LLC and its owners, officers, employees, contractors, suppliers, and licensors from claims, liabilities, damages, losses, costs, and expenses, including reasonable attorneys’ fees, arising from your misuse of the Services, violation of these Terms, or violation of applicable law or the rights of another person or entity.

Governing Law and Jurisdiction

Except where applicable law requires otherwise, these Terms and your access to or use of our Services shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict-of-law principles.

To the extent permitted by applicable law, the proper venue for any dispute arising out of or relating to these Terms or your use of our Services shall be the state or federal courts located in Alameda County, California.

Changes to These Terms

Michael J Stack LLC reserves the right to modify or replace these Terms of Use at any time.

If we make material changes, we may provide notice by posting the updated Terms on our website or through other reasonable means. The updated Terms will become effective on the date specified in the notice or, if no date is specified, when posted.

If you do not agree with the revised Terms, you should stop using our Services. Your continued use of our Services after revised Terms become effective constitutes your acceptance of the updated Terms.

Contact

If you have questions regarding these Terms of Use, please contact Michael J Stack LLC through the contact information provided on our website.

Last Updated: September 17, 2026